Regular Shares 

 Super Saver

IRA Shares

Roth Shares

Scottie Saver

Christmas Club

CDs

IRAs

Loans

Visa Cards





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


























 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Savings Rates  (effective  8/10/2010

3rd Quarter 2010 Dividend Rate

 

Regular Shares

Balance

Dividend Rate

$ 0.01 - $500.00

0.00%

$ 500.01 - $ 2,500.00

0.25%

$ 2, 50.01 - $10,000.00

0.25%

$ 10,000.01 or more

0.25%

 

Super Saver: 

Balance

Dividend Rate

 

$1,000 - $49,999.99

.50%

 

$50,000.00 or more

1.00%

 

* APR=Annual Percentage Rate

 

IRA Shares

Balance

Dividend Rate

$ 0.01 - $500.00

0.50%

$ 500.01 - $2,500.00

0.75%

$ 2,500.00 or more

1.00%


Roth IRA

Balance 

Dividend Rate

$ 500.01 - $2,500.00

0.75%

$ 2,500.01 or more

1.00%


Vacation Club

Balance 

Dividend Rate

$0.01 - $999,999,999.99 0.50%

 

Special Shares

Balance 

Dividend Rate

$0.01 - $999,999,999.99 0.50%

Scottie Saver Account

(For children under the age of 18)

Balance

Dividend Rate

$0.01 or more

1.00%

 

 

Christmas Club

Balance

Dividend Rate

$0.01 or more

1.00%

Effective 8/10/2010

Term Share Certificate (CD):

Term

Minimum Deposit

Rate

APR*

6 Month

$500 or more

.85%

.85%

12 Month

$500 or more

1.03%

1.03%

24 Month

$500 or more

1.18%

1.18%

36 Month

$2,500 or more

1.76%

1.76%

60 Month $2,500 or more 2.27%   2.27%

 

* APR=Annual Percentage Rate.  Rates subject to change without notice.  Contact a PECU representative for current rates.  Early withdrawal subject to penalty.       



Term Share IRA (IRA):

 

Term

Minimum Deposit

Rate

APY*

6 Month

$1000

.85%

.85%

12 Month

$1000

1.03%

1.03%

24 Month

$1000

1.18%

1.18%

36 Month

$1,000

1.76%

1.76%

60 Month

$1,000

2.27%   2.27%

* APY=Annual Percentage Yield.  Rates subject to change without notice.  Contact a PECU representative for current rates.  Early withdrawal subject to penalty.      



Consumer Loans

Loan Type

Rate

Automobiles

As Low As 5.99%

Personal

As Low As 11.9%

New Furniture

As Low As 11.9%

Home Equity

Call for current rates

Share Secured

As Low As 5.5%

   

All PECU Savings Accounts are insured up to $250,000
by the National Credit Union Administration (NCUA),
a U.S. Government Agency. 


Visa Cards

Card Type

Rate

 

Share-Secured

5.5%

 

Visa Gold

9.9%

*0% Interest 6 moths

Classic

11.9-18%

 

*Credit Approval Required

 

 

 

 

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©Copyright 2001 Postal Employees’ Credit Union. All rights reserved.
584 South Third Street, P.O. Box 2278, Memphis, TN 38126
(901) 526-5011, (800) 636-4004, Fax: (901) 526-5692

Your Savings Federally insured to $250,000.
National Credit Union Administration,
a U.S. Govt. Agency.

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.